I authorize ADCB and its personnel to fill this form on my behalf as per information provided by me and /or to input data for the application on my behalf, whilst in my presence whether in person or over the phone. I hereby irrevocably and unconditionally declare that all information provided herein is true and accurate and authorise ADCB to verify all or any of such information, from whatever sources it considers appropriate, and I hereby agree to be bound by the ADCB Consumer Banking Terms and Conditions and the ADCB Islamic Banking Consumer Terms and Conditions including, without limitation, the ADCB Home Loan/Islamic Home Finance Terms and Schedule of Fees applicable to the respective ADCB offering available on ADCB.com

I understand and agree that applying for the Pre-approval or issuance of the Pre-approval shall not be read, interpreted or construed as approval for any loan/finance by ADCB and it shall have no relevance to any Shari’ah-compliant offering by ADCB. Further, I acknowledge and agree that ADCB reserves the right to reject this application in its absolute direction without providing any reason whatsoever.

I further authorise ADCB (and its Affiliates on its behalf) to make enquiries, obtain credit references, account statements, or other relevant information about me from Al Etihad Credit Bureau and the Central Bank of the United Arab Emirates in order to verify the information provided by me and to assess my ability to meet my commitments, without taking any additional consent. I hereby irrevocably undertake that I have read, understood and agree to ADCB Privacy Policy available on ADCB Website adcb.com.

https://www.adcb.com/en/tools-resources/adcb-privacy-policy/