I authorize ADCB and its personnel to fill this form on my behalf as per information provided by me.I hereby irrevocably and unconditionally declare that all information provided herein is true and accurate and authorise ADCB to verify all or any of such information, from whatever sources it considers appropriate, and I am aware of and accepted the ADCB terms and conditions for consumer banking and Shari’ah-compliant terms and conditions including, without limitation, the ADCB Home Loan Terms and Schedule of Fees applicable to the respective ADCB offering available on ADCB.com.

I acknowledge and agree that ADCB reserves the right to reject this application in its absolute direction without providing any reason whatsoever.

I further authorise and agree to ADCB (and its Affiliates on its behalf) making enquiries, obtaining credit references, account statements, or other relevant information about me from Al Etihad Credit Bureau and the Central Bank in order to verify the information provided by me and to assess my ability to meet my commitments, without taking any additional consent.

These terms and conditions (“Terms and Conditions”) are applicable to the Mortgage Loans/Islamic Home Finance. In consideration of Abu Dhabi Commercial Bank PJSC (the “Bank”) agreeing to grant the Mortgage Loans/Islamic Home Finance, as more particularly described on the Pre-application Letter for your Mortgage Loans/Islamic Home Finance subject to these Terms and Conditions, the customer hereby acknowledges, agrees and accepts the following:

Terms and Conditions - Consumer Banking | ADCB

Please read these terms and conditions carefully before clicking the “APPLY NOW” tab. Clicking of the “APPLY NOW” tab shall be construed as acceptance to these Terms and conditions and the Mortgage Loans/Islamic Home Finance Facility.